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The group was formed by 20 members with PRA technique in a village called Qobo in July 2008. The name Bikiltu is synonymous with “growing seedlingâ€, which is meant growing seedling of Qobo. The group has a current capital of Birr 2,162.00 of which more than Birr 1,800.00 is revolving as internal loan among members. Each member has involved in facilitating the groups weekly meetings. One of their members, Emebet Legesse who is 32 years has got sick and went for treatment to the nearest health center after which she was informed that her health case is a breast cancer and referred to Ambo Hospital. Emebet is married and has three children (two sons and one daughter). Her husband wins bread for his family by undertaking casual labor work. She is also engaged in local liquor/alcohol processing and selling to sustain her family’s life. As she has no money at hand to cover medication expenses, she requested her group for a loan. After discussing on her health problem, the group has approved a loan of Birr 700.00 to the critically sick member without bearing interest. The loan helped the member to undergo medical surgery operation in Ambo town and rejoined the group in good health.
Emebet says, “my presence in the group has really saved my life. I have now paid back my entire loan and attend the groups weekly meetings actively. In mean time, I have also borrowed Birr 200.00 to undertake my petty business and returned the amount with its interest to my group. I am also supporting my daughter who is in grade 1 with her educational materials and uniform. I like my group and want to be with my group in the futureâ€.
Left, Emebet standing to pay her weekly saving in the group